Grocery Budget


Alright, let’s get real. In the budgeting world, grocery’s is the hardest. When I hear grocery and budget in the same sentence, I cringe. As an essential need, it is hard not to over spend.

Change in the New Year


Happy New Year! Another year has come to a close. I would have to say that New Years ranks in my top three favorite holidays of the year, just behind Christmas and Easter. Around the world, people gather to celebrate the end of one chapter and the start of something new. There are fireworks, champagne, and endless parties all focused on the very moment that marks the end and a new beginning.